What’s involved with IVF

Deciding to have in vitro fertilization is something not to go into lightly. Couples thinking about having IVF should first prepare themselves for a roller-coaster ride of emotions, as well as expenses.

IVF is an expensive procedure, with costs ranging between $15,000 to 30,000 in most parts of the United States. Pricing depends on the different options you may need or may be recommended to you by your fertility specialist. Some additional options that you may want to think about are: genetic screening, how aggressive you want to be with the hormonal therapy, and assisted hatching.

The initial medications involved include Lupron, Progesterone patches, Bravelle and HCG. These are strong hormonal medications and can be taxing on the body as well as the mind.  A combination of these medications will heighten any emotion you feel.   Times that  you feel slightly annoyed or angered will be amplified and become severe anxiety and rage.

For an aggressive approach, medications alone can cost over $5,000 on average. We decided to take this stance and found it very rewarding ( 25 weeks with twins!).  The minimum for hormonal therapy, a required part of the IVF procedure will cost $2,000 paid in full before therapy begins.   Medical insurance usually does not cover medications.

Be prepared to spend at least $15,000 minimum for the IVF procedure.  Check with your medical insurance, some of them will cover the costs of IVF, but most will not.

To help pay for IVF think about asking help from family and friends, cashing in a 401K or borrowing against your home.


During the two weeks of hormonal therapy, you will be asked to make a number of decisions concerning your fertilized embryos.  Eggs will be retrieved after the two weeks of hormones and will be fertilized within a hour of retrieval. The eggs will become living, growing embryos that will soon be implanted back from whence they came.  The hormones that you’ve been taking will increase ovulation and the number of mature eggs.  A range of 2 -9 eggs can mature and be retrieved.  All of the mature eggs will be fertilized, but only 1-3 will be implanted.  Embryos that are not implanted must have legal statement provided by you and your partner on how they are to be treated.

Your fertility specialist will require you and your partner fill out a document with your wishes on how your embryos will be treated in the future.  Some decisions that you will be asked to make are:

  • Will the embryos be stored or destroyed.
  • Will you allow them be donated to other couples.
  • If you and your partner separate, who will retain possession of the embryos.
  • If a partner shall die, will the embryos become possession of the other partner or  donated to other couples.

Theses are a few of the questions that are needed before egg retrieval and IVF can take place.  It is the start of the process and a glimpse of the true weight of what is involved with IVF. It is a very emotional ride,  one that has the greatest promise and is worth the cost.


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